People all around the world are starting to realize that they can invest their money into the stock market, yet few actually know what they’re getting themselves into. A lot of individuals carelessly invest their cash and experience bad results. If you want to learn how to invest wisely, then go through this article and see what you can learn.

Before going to a broker, you should do some background research to make sure you can trust them with your money. Avoid investment fraud by performing a thorough background check on any investment broker you are considering.

Set yourself up with realistic expectations when investing in common stocks. It is generally understood that success does not happen overnight without taking on inadvisable high risk investments. Avoid this kind of unrealistic thinking, which can lose you a fortune, and invest for the long-term.

Before you dive head first into trading stocks, make sure to watch the market for a while to get a feel for it. Before plunking down real money, you can avoid some of the common beginner mistakes by watching the market for a while. Ideally, you’d like to have watched the market for at least three years. If you are patient and observant, you’ll understand the market better and will be more likely to make money.

Look for stock investments that can return higher profits than 10%, as this is what the market has averaged over the last 20 years, and index funds can give you this return. If you’d like to estimate your return from a stock, find the earnings growth rate that’s projected and add that to the dividend yield. If your stock yields 3% and also has 10% earnings growth, expect somewhere around a 13% overall return.

Choose a broker that works both full service as well as online in order to have the most flexibility. By doing this, you can spend half your time with professionals and then the other half on your own. This allows you the safety net of having two people working towards your goals.

To make good-sized profits from the stock market, develop an investment plan and write it down. Be sure to include your specific intentions on when you will buy and when you will sell stocks. This should include clearly defined investment budgets. Thia allows you to make choices critically and not emotionally.

Never overly invest in the company that you work for. Even though having a stock from your company may make you feel proud, there is also a high risk. Because you are in a situation where a part of your investment portfolio, along with your paycheck, depend on your company, a serious setback www.youtube.com/watch?v=xkF6ivSAEc4 to the company could be financially devastating to you. However, if you get a discounted rate on showers, you might have good reason to buy.

Damaged stocks are great investment opportunities, but stay away from damaged companies. A temporary downturn in a company’s stock value is the perfect time to get in at a great price, but be sure that the drop is, in fact, temporary. Investor panic, due to an important but repairable problem, can cause a sharp drop in a stock’s price. If the company’s stock dropped in value because of dishonesty, greed or scandal, however, the stock might never recover.

Choose a trustworthy and reputable brokerage to trade with. There are a lot of firms that make nice promises, but their education and skill level do not allow them to keep those promises. The Internet is a great place to look at brokerage firm reviews.

It’s important to discover your own strategies rather than relying on those of others. Maybe your strategy is to find businesses with high profit margins, or you decide to invest in companies with large amounts of available cash. Make sure to only utilize a strategy that fits your style.

All of the information within this article should help you get your start. You should feel more prepared to see your money get ready to grow. The stock market, like any investment platform, can be very tricky and risky. The more you know about it, the better your odds are for success. Just remember to use what you’ve learned here to increase your odds of profiting.

You can find all kinds of information about investing. In fact, if you tried to read all of it, you would probably spend a very long time doing so, and then come away more confused than when you started. With so much available information, how do you know what click here for review is important to know and what is not? Read more to learn how to begin investing.

Simple, straightforward strategies are best when investing in stocks. Trading, making predictions or examining data points should all be kept simple.

If you own shares in a company, you have the chance to vote for a company’s board of directors. You may be able to vote on major changes, merges, and new directors, depending on the companies’ charter. Generally, voting takes place at the annual meeting of the shareholders or via proxy voting if a lot of the members are not present.

After you have chosen a stock, it is wise to invest only 5 or 10 percent of your investing funds into that particular stock. If your stock rapidly declines later, this can help decrease your exposed risk.

Re-evaluating your portfolio is something you’re going to want to be doing every few months. The economy and market are always changing. Some sectors are going to perform better than others, while other companies could even become outdated. Depending on the year, certain financial instruments may be better to invest in than others. It is of critical importance that you keep an eye on your portfolio and adjust to changes, as necessary.

Short selling might be an option you can try. This strategy involves borrowing shares of stock from your broker. An investor will borrow shares where there is an agreement to return the same amount of shares back, but at a date in the future. An investor sells the shares and repurchases them when the price of the stock drops.

Stick to areas that you know best and stay inside it. When investing by yourself, whether through an online or discount brokerage, you should only search for businesses that you have some understanding about. You can derive some insight about a company’s performance if you have worked with them or purchased their products and services, but what do you know about a business in a field with which you are completely unfamiliar? If you want to invest in an industry you are not familiar with, seek the assistance of an adviser.

You must lay out a detailed stock investing plan in writing. This plan needs to have things such as different strategies to use when buying and selling certain stocks. It should also include a clearly defined budget for your investments. This will allow you to make your choices with your head and not your emotions.

Don’t let your own company’s stock be the majority of your investment portfolio. Investing in your company stock is acceptable, but a safer portfolio is one that is diversified with several types of investments. If you are mainly invested in your company and it does poorly, you will lose a lot of money.

Even if you want to select and trade your stocks yourself, you should still consult with a financial adviser. A good financial adviser will offer you more than just good stock choices. They will sit down with you and determine your risk tolerance, your time horizon and your specific financial goals. You can both then develop a customized plan that will help you to achieve your goals.

While some people focus on penny stocks for quick results, the best returns are found in the long-term results from blue-chip stocks. Not only should you focus on companies that guarantee growth, but you should also make sure to place a couple major companies in your portfolio as well. These kinds of companies offer safety as well as growth, and can offset the losses of some of your more risky investments.

With all that you learned, you should now have a better idea of what it takes to invest. You should now start formulating a strategy for the future now. Looking into your future is key to living a happy life, even while you’re young. Now that you’ve read this article and know what to do, get started!

Has owning some of a company always been your desire? If the answer is yes, the stock market is a good place to invest. Before you go take your life’s savings and buy a lot of stock, there is some important information that you need to know about investing in the market. The following article contains this advice.

Be realistic about your expectations upon investing. It is true that the stock market does not create overnight millionaires very often, unless you get lucky with a high-risk investment that actually pays off. Expecting such an occurrence for yourself is like seeking a needle in a haystack. You are far more likely to lose money then to gain any. Keeping this in mind will stop you from making mistakes that will leave you penniless.

Keep in mind that stocks aren’t simply just a piece of paper you purchase and sell when trading. Your purchase represents a share in the ownership in whatever company is involved. This gives you a claim to assets and earnings. Sometimes you are allowed to vote in big elections concerning corporate leadership.

If the goals of your portfolio are for maximum long term profits, you need to have stocks from various different industries. Even if the market, as a whole, is seeing gains, not every sector will grow every quarter. If you have holdings in different market sectors, it is possible to take advantage of big gains in individual industries and improve your overall standing. Re-balance every now www.youtube.com/watch?v=d9_IVR5PNo8 and then to prevent the chances of profit loss.

Instead of an index fund, consider investing in stocks that beat the 10 percent annual historical market return. If you’d like to estimate your return from a stock, find the earnings growth rate that’s projected and add that to the dividend yield. A stock with 12% earnings and yields 2% may give you an overall return of 14%.

Resist the urge to time the markets. Over the course of history, it has been shown that steady investments over time yield the greatest returns. Just determine what percentage of your income you can invest. Then, start investing regularly and make sure you keep at it.

If conducting research on your own is something that interests you, look into hiring an online brokerage firm. Fees and commissions will be cheaper online than those of brick-and-mortar brokers. This is an easy way to cut back on your investing costs, letting you enjoy the highest potential profits.

Use a stock broker that will let you use all of their services in addition to online choices. This way, you can let the broker handle a part of your portfolio while you work with the rest of it. This strategy offers you the control and professional investment advice.

Now that you have read this article, would you like to begin investing? If your answer is yes, then it might be time to move toward investing. You will soon be trading stocks with the best of them, and if you keep this article’s advice in mind, your trading will likely be more profitable and less risky.

Having patience, becoming familiar with every company and keeping track of trends are all good ways to be successful at stock market investing. This article can help you to successfully invest into the stock market. It is possible to begin making money in the stock market immediately.

The phrase “keep it simple” applies to many things, including investing in the stock market. By keeping your investment techniques simple, and following a clear and concise path, you can minimize the risk you expose your portfolio to and achieve greater success.

If you own stocks, use your voting rights and proxy as you see fit. You might be able to elect people to the board or vote on major changes like selling the company. Voting occurs during the company’s annual shareholders’ meeting or through the mail by proxy voting.

Make sure you diversify your investments sufficiently. Investing in a single type of stock is very dangerous. As an example, if you choose to invest your entire budget in one company and that company goes under, you will have sacrificed everything.

Think of stocks as you owning part of a company. When assessing the value of stocks, evaluate the business by analyzing their financial statements. This will ensure that you consider each trade carefully before making any moves.

The return you desire should influence the type of stocks you purchase, for example, if you need a high return, look to stocks that are doing better than 10%. If you wish to project your expected return from any particular stock, add the projected earnings rate to the dividend yield. If your stock’s yield is projected to grow 2% with 12% projected growth in earnings, you hve a chance to earn a 14% overall return.

For the novice investor in the stock market, you should be aware that sometimes success is gained in the long http://www.youtube.com/watch?v=qML6UGgjpzU term and not immediately. It usually takes quite a while for a company’s stock to become successful, and a lot of people tend to give up. Practicing patience and riding the waves of ups and downs will make your experience with the stock market much less stressful.

Keep your investment plan simple if you are just starting out. It may be tempting to go all in right away, but when you are new it is wise to educate yourself on what the best investment strategies are. This will save money in the long term.

Do not invest too heavily in your company’s stock. Though you can certainly support your own company by making a stock purchase, it is important to limit how much you buy. If your company should suffer and the stock loses all its value, you could experience a significant financial loss and have very negative feelings toward your employer.

Do not follow any unsolicited advice on investments. You should, however, listen to what the financial advisor you’ve chosen has to say, considering part of the reason you probably made that choice is because the advisor has done well for himself and/or his clients. Don’t listen to anyone else. It is impossible to know the bias that may come with unsolicited advice, so don’t rely on others to do your own “due diligence” research.

As a general guideline, beginner stock traders need to start up by having a cash account as opposed to having a marginal account. Cash accounts aren’t as risky as margin ones since you can control the amount you lose more carefully.

If you live in the United States, open a Roth IRA and fund it to the maximum. Most middle-class workers will qualify for a Roth IRA. This investment method provides tax breaks and substantial benefits that can yield large returns over time.

Get a stockbroker. These professionals can steer you away from risky moves and help you learn more about investments. A lot of brokers have information you can use about mutual funds, stocks and bonds; you can use that information to better choose your investments. Stockbrokers might also be able to help you manage your portfolio and track your goals.

Although just about anybody can participate in the markets, very few have all the right moves to make it a financial success. Before investing your hard earned money, study up on the companies you are considering investing in, and learn how the market works. Follow the advice in this article and you’ll be making money in no time.

Learning how to invest in the stock market wisely can be a great way to enhance your income. It can be quite shocking to realize the investment potential associated with it. You need to be knowledgeable about stock investing in order to be successful. This article shows you some essential tips to take full advantage of what the market has to offer.

Always look into free resources for investments rather than a broker who is motivated by commissions. By spending some time investigating their background, you can avoid rouge brokers who will rob you of your hard earned cash.

The phrase “keep it simple” applies to many things, including investing in the stock market. Your philosophy of investing should be easy to understand. The stocks you pick should be things you understand. Do not take on undue risk, much like you avoid blowing your whole paycheck on lottery tickets. Keep things simple.

When you www.youtube.com/watch?v=taWisbFR3N4 invest, make sure that you have realistic expectations. Everyone is well aware that quick results in the stock market are difficult to come by and that a large number of high risk stock purchases can lead to poor results. Remember this to avoid costly investing mistakes.

Before leaping in, watch the market closely. You should have a good amount of knowledge before you get into the stock market. Three years of watching will give you all the knowledge you need. This will give you a view of how the market operates and increase your chances of profitability.

You need to reconsider you investment decisions and your portfolio at least every two to three months. The economy never stays the same for long. Some areas of industry might outperform others, while there may be some companies which become obsolete from technological advances. Depending on current economic conditions, some financial instruments may make better investments than others. Due to these realities, it is key to keep as close an eye on your portfolio as you can.

Resist the urge to time the markets. It has been proven that steadily investing over a large period of time has the best results. Spend some time determining the amount you can afford to set aside for investments on a routine basis. Then, set up a regular investment schedule, and stick with it.

When investing in the stock market stay within your risk limits. You should stick to investing in companies that you are familiar with, especially if you invest through an online or discount brokerage without much expert advice. If you work in the technology sector, you may know more than the average investor when it comes to that. You may not know anything about the airline industry, though. Leave investment decisions like these to a professional.

It is not a good idea to invest too much money into your own company. It is okay to purchase a bit of stock in your company, but be sure to diversify. Like any other stock in your portfolio, you don’t want to depend too heavily on any one; you want to diversify so that if any one stock falters, you don’t face losing all of your wealth.

Invest in stocks that are damaged, but steer clear of damaged companies. A downturn in a stock can be a buying opportunity, but be certain that it’s merely a temporary dip. If a company misses a deadline because of a temporary situation, its stock can plummet as investors flee. Some circumstances such as a financial scandal usually mean a company will never recover.

Stocks are a good way to bring in a secondary income stream. Your success depends on your stock market know-how and your ability to make wise decisions. Apply this article’s advice and you’ll be a pro investor in no time!

There is a lot of information about multi-level marketing that can be confusing for the beginner. This can be extremely difficult, but the tips in this article will get you on the right track to success. Be sure to pay close attention to this article for the advice that you are seeking.

When planning a campaign using network marketing, figure how much will be paid to your partners, as well as yourself in the overall package. This will help you to determine whether or not you are getting paid the right amount for the work you put in.

Multilevel marketing could be like a game in which you battle to sign-up as many people as you can. Instead, try to focus on how your work can help people.

Make a vision board so you can focus on the goals of your multi-level marketing. Why did you start your business in the first place? Would you like to purchase an expensive gift for yourself like a big house, a nice care or a boat?

You should always make time for friends and family so that you don’t stress out, and to make sure that you do not damage your personal relationships. There will be a sacrifice of personal time in the beginning as you grow your business, but in time, as you make more money, you will be able to use your time more freely to spend with friends and family.

Email databases are the best ways to be successful with multi-level marketing. Consider purchasing some leads to get started, then supplement those lists with opt-ins from your site. Whatever you do, having a big email list is essential to growing your business.

Pattern your strategy off of successful role models’ actions. Pay attention to the people above your level and other leaders in the network. Copy their success, and start to develop their approaches and attitudes that make them successful. Copying them will assist you in finding your spot at the very top. We can learn from our own mistakes, as well as from the success of others.

Make sure you put fresh content into each article you write for your website or any presentation you give. Don’t just repeat the same old things. Cover ALL the bases!

In MLM, make sure that you take a business professional approach. This is not a business where you will obtain immediate riches after giving it a couple of hours per week worth of your attention. In order to make your MLM efforts successful, you will nobsimreviews.com/team-national-review/ have to put in a lot of time and effort. Promise yourself that you will work hard every single day, and then you will be on the way to finding success as a network marketer.

If you’re a network marketer, your customers’ needs should be your primary concern. Customer satisfaction is directly linked to the success of your business. It is generally accepted that you should only talk 20% of the time. The rest of the time, you should be listening.

You should aim to draw prospects to your page. This is a crucial facet of a good network marketing strategy. Once someone is on your site, he or she can make a better decision on whether to buy something since this person can see what you’re selling.

A great tool to use in MLM is neural-linguistic programming. Alternatively, to sell someone on a particular idea, “you” statements are very effective. ”

With this information, you can find the straight path you should be taking to get to where you need to be. Hard work, patience and knowledge will help you become successful in your network marketing business. Use the information in this article wisely.

The stock market can be very tricky, even for someone who is very experienced. You can be extremely successful, or you could end up losing money. This article will help you with making smart investments, ones that you can turn a profit on.

Stay within reality when setting your investment goals. It is common knowledge that stock market success and overnight riches do not happen instantly, unless you do a lot of high risk trading. When you keep your risk reasonable, you will increase your chance for success.

If you would like to make the maximum amount of money from investing in the stock market, try to create a long-term plan. Try to set realistic goals in order to have more success in your endeavors. Hold your stocks as long as you can to make profits.

Prior to signing with a broker or using a trader, see what fees you’ll be liable for. You need to find out about exit fees, as well as entry fees. Over time, these things can add up, so double check to be safe.

Maintain diversity in your investment choices. You do not want to put all your eggs in one basket, as the saying goes. If you have click here for review everything you’ve invested in a single stock and it flops, you’ll be in a lot of trouble.

When you decide upon a stock to invest in, only invest five to ten percent of your total capital fund into that one choice. It is unwise to invest more in one place. With lower investment, you will greatly reduce your potential for losses.

Never invest too much of your money in the company that you work for. While purchasing company stock might be prideful, there is a lot of risk involved. Should something go wrong with the company, you are looking at losing both your portfolio and your paycheck at the same time. However, if you can get discounted shares and work for a good company, this might be an opportunity worth considering.

Don’t listen to unsolicited stock recommendations. Of course, your own adviser should be listened to, particularly if you know they are benefiting from their own advice. Simply turn a deaf ear to anyone else. There’s no replacement for hard work, research and taking calculated risks.

Lots of people believe they will become rich from penny stocks. However, these people do not realize growth in the long run with compounding interest on blue-chip stocks. Be sure to invest in both growing and major companies. The stock of major companies is likely to keep performing consistently well.

If you are a novice at the stock market, it is wise to start out using a cash account instead of a marginal account. These types of accounts have a lower risk because you will be able to control how much loss there is, and they are usually a better way to learn all about the stock market.

Get to know a company a bit before investing in it. Too many people discover an exciting new company and invest in it before doing enough research. Remember, there is always a certain amount of risk involved in a company that does not have a proven history.

Make sure you can trust your brokerage firm before you hire them. There are many firms out there who promise to help you gain a lot of money in the stock market, yet they are not properly skilled or educated. The web is a valuable tool in the search for a good broker.

As stated in this article, there are a number of things that you can do to ensure that your money is as safe as possible in the stock market. Rather than taking a chance with your hard earned cash, use the advice that you read here, to get the best possible return on your money.

It’s appealing to enter the stock market, but this is one decision that shouldn’t be taken lightly. In this article, you will learn how to better protect the investments you make on the stock market. Keep on reading so you can learn more.

Do not have unrealistic expectations about your investments. For the most part, instant wealth is not a realistic goal. There are a few stories of people who made killings overnight, but thinking that will happen to you will very likely lead you to take undue risks. Keep this in mind, play it safe, and avoid these costly investing mistakes.

Long-term plans are the best way to make good money from stocks. There is a certain amount of inevitable unpredictability to the stock market, so a reasonable plan with realistic goals will keep you focused. In order to maximize your profits make sure you try and hold on to your stocks as long as you can.

If you have common stocks, be sure to use your voting rights. While each company differs, you may be able to vote for directors or for proposals that involve major changes like merging with another company. Voting happens during a company’s annual shareholder meeting, or it can happen through the mail by proxy voting.

When you invest money in the stock market, you should be focusing on spreading your investments around. When you focus all your money on any investment you feel is a surefire win, you’re in prime position to lose everything. As an example, if you choose to invest your entire budget in one company and that company goes under, you will have sacrificed everything.

For rainy days, it is smart to have six months of living expenses tucked away in a high interest investment account. This helps if you become unemployed or have costly medical bills, so that you can pay for your abode and other short-term living expenses while the other things are taken care of.

Try not to invest more than one tenth of your capital in a single stock. Therefore, if your stock eventually starts to crater, you will not have risked all of your money.

Do not time the stock market. It has been demonstrated repeatedly that spreading market investments out evenly over longer periods of time will yield superior results. Figure out how much of your money you can afford to invest. Then, begin investing on a regular basis and stick to it.

If you feel comfortable doing research on your own, you may want think about utilizing an online broker. Online broker services will require you to do a lot of the work yourself. Because of this, they charge less than actual stock brokers. Because your goal is to make a profit, you need to keep operating costs low.

The temptation to jump into trading on the stock market can be overwhelming. Take the time to educate yourself and practice with either paper trading or small sums of money. Follow the advice that has been listed here and you will be on your way to making smart investments. http://nobsimreviews.com/the-lotto-crusher-system-review/

Even very experienced investors can still have difficulty playing the stock market. You can be extremely successful, or you could end up losing money. By using some of the advice featured above, you will start making wise investments in the stock market that will yield you long term profits.

If you invest using the stock market, it is a good idea to keep it simple. If you over-complicate your investment activities and rely on data points and predictions, you put your financial health in danger.

It is smart to keep a savings account with about six months’ worth of living expenses in it, set aside for emergencies. The idea here, of course, is that should you ever need emergency funding, you can break into this fund and hopefully get by without depleting it. Or, should you really need it on an extended basis, at least the money will be there.

Look for stock investments that can return higher profits than 10%, as this is what the market has averaged over the last 20 years, and index funds can give you this return. If you want to estimate your likely return from an individual stock, find the projected earnings growth rate and the dividend yield and add them. Any stock yielding 3% with 10% earning growth is going to provide you a 13% overall return.

It is usually a waste of your effort to try timing the markets. It has been demonstrated repeatedly that spreading market investments out evenly over longer periods of time will yield superior results. Figure out how much of your monthly income you are comfortable investing. Make sure you continue to invest on a regular basis.

A broker who works with both in-person and online purchases is a good choice if you want to have the advice of a full-service broker, but would also like to do your own purchasing decisions. This way, you can allocate a portion of funds to be managed by a pro and do the rest yourself. This strategy offers you the control and professional investment advice.

Short-selling is a great method of trading to try. When you do this, you make use of various loaning stock shares. The investor will borrow the shares under the agreement that they will later deliver the same amount of shares back. Investors will then sell shares in which they could repurchase them when the price of the stock drops.

Create a hard copy, written plan of your goals and the strategies you will employ to reach them. Include what you want to buy, when you’ll sell and what you’ll do as the next step. Your portfolio should also have a well thought out budget. Thia allows you to make choices critically and not emotionally.

Have a simple investment plan if you’re just starting out. The possible gains made by diversifying and using a complex plan may sound enticing, but it is advisable to stick with a simple plan to start until you are comfortable. This will reward you with smaller losses, bigger profits and a solid http://www.youtube.com/watch?v=3LQA9zGi9fU base of experience.

Do not put too much weight into tips and buy recommendations from unsolicited sources. You should listen to your advisor and find sources of information you can trust besides listening to successful traders. Don’t pay attention to others. Conducting research and doing the necessary homework on your own pays the most dividends in getting you prepared to invest, especially when you use this research and homework in lieu of advice that is given to you by people who are paid to provide it.

This article outlines a number of ways that you can improve your stock market investments. So, instead of risking your hard-earned money, use the suggestions outlined above, so you receive the best returns as you can.

Trading in stocks is one way for a person to make money and save for their future financial security. You can invest in a number of different ways, according to your investment goals and how much risk you are prepared to take. No matter which stocks strike your interest or how much you have to invest, you really need to ascertain a solid understanding of the market fundamentals. Here you can indulge yourself in learning what it takes to become successful with investing.

Stocks aren’t just a piece of paper! Stocks represent a collective ownership in the company that you have invested in. You become vested in the earnings and assets that belong to the company. In several cases, you can vote insured trading in major corporate leadership elections.

You should treat your stocks as real interest into your owned business instead of just simple things you can trade. Take some time to look into both the weaknesses and strengths of a given business and asses your stock’s value. This gives you a better idea of whether you want to invest in stocks from certain companies.

Understand what you are competent in, and remain with it. If you are going to invest without help or using a online broker, you should only go with what you know. You may be knowledgeable about a landlord management company you once rented from, but do you really know much about companies that make oil rigs? Those decisions should be left to an advisor.

Don’t invest too much into any company that you work for. Owning stock in your employer can be risky. If something happens to the company, your stock investment and wages will be both in danger. However, if you get a discounted rate on showers, you might have good reason to buy.

It is almost always preferable for novice traders to get into the stock market with an ordinary cash account. Marginal accounts can wait until the trader is more experienced. These cash accounts offer less risk by controlling potential losses and are much more suitable for learning the nuances and fundamentals of the markets.

Thoroughly research any company that your are considering buying stock in. Often, individuals hear about new stocks that appear to have great potential, and they think it makes sense to make an investment. Then, this business does not do as well as anticipated, and the investors lose lots of money.

It is important to remain flexible with respect to the price of a stock. Simple mathematics will tell you that the higher the price of the stock versus it’s earnings, the less your profit will be. A stock that might look like a horrible buy one day at $50, might drop over a week and be a steal at $30, the next week.

Becoming involved in the stock market can be an exciting endeavor. Whether you put your money in stocks, stock options, or mutual funds, utilize the basic tips from this article to help achieve the best possible returns from your investments.